Exterior foundation cracks near basement windows (window guards) : HomeImprovement

Hey all, I have some foundation cracks around basement windows and also corner of house. (2 different locations)

  1. Here is the crack around basement windows, I think it’s caused by bad window guard installation job, which eventually cracked the concrete around the area. (https://imgur.com/a/j2tXQIU)

  2. Here is the crack or chipped concrete which created a hole. This happened when it snowed a lot and I accidentally mis-shoveled/chipped away the concrete piece. (https://imgur.com/a/qOcZv7d)

As for the inside of house (my basement), I haven’t noticed any cracks nor water leaking issues.

I guess my question is, do you think it’s worth hiring a structural engineer to inspect this kind of issue, and fixing these issues? I honestly don’t want to spend money right now to fix these unless it looks like a major structural issue and that’s what I can’t figure out (I’m a new homeowner).

Thank you.

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